Eligibility for XCover travel insurance depends on your country of residence and age, as XCover does not provide global coverage or the same age limits across all regions.
- United States: Available in all states except New York and Hawaii. There is no age limit (policies for travelers under 18 must be obtained by a legal guardian).
- Canada: Available in all provinces except Quebec and Saskatchewan, but only at the time of booking. Age limit: Up to 74 years old.
- United Kingdom: Coverage is available across England, Scotland, Wales, and Northern Ireland. The policyholder must be 18+. There is no age limit for other insured persons.
- European Union: Coverage is available in Austria, Belgium, Denmark, France, Germany, Ireland, Italy, Norway, Portugal, Spain, Sweden, the Netherlands, and Malta. The policyholder must be 18+. There is no age limit for other insured persons.
- Australia: Nationwide coverage. Age limit: Up to 65 years old.
- New Zealand: Nationwide coverage. Age limit: Up to 65 years old.
Important steps to determine eligibility and coverage:
- Verify if your region is covered by XCover. The availability can sometimes change, so it's important to check for the most current information.
- Always read the policy wording provided by XCover carefully to understand what is covered under the policy and any exclusions that may apply. This documentation is crucial in understanding the extent of your coverage and any limitations.
For travelers in uncovered regions:
If XCover does not offer insurance in your region, it's important to explore alternative insurance providers. Conduct thorough research to find a travel insurance provider that offers adequate coverage for your specific needs.
For more detailed information on obtaining a travel insurance quote or adding insurance to your booking, please see: How can I get a travel insurance quote for my upcoming trip?. This guide will help you navigate the process of securing the right insurance for your travels.