What types of insurance policies are available through XCover?

XCover offers two types of insurance policies, comprehensive insurance and cancellation insurance, depending on your country of residency.

The specific details of these policies may vary based on your location.

  • Comprehensive insurance provides coverage for various risks and incidents during your travels, including medical expenses, trip cancellation or interruption, emergency medical evacuation, baggage loss, and more.
  • On the other hand, cancellation insurance focuses on protecting you in case you need to cancel your trip before departure, reimbursing non-refundable expenses due to covered reasons outlined in the policy.
It is important to note that if you have solely opted for cancellation insurance, comprehensive coverage may not be included. 

Therefore, it is crucial to carefully review the policy wording and coverage details before purchasing the insurance to ensure it aligns with your specific requirements.