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How do I find out when my cooling-off period ends?

To find out when your cooling-off period ends for your travel insurance policy with XCover, it's essential to refer to the policy wording provided at the time of your insurance purchase.

The cooling-off period, during which you can cancel your insurance policy without penalty, varies depending on your country of residence and the specific insurance terms.

Cooling-off periods by country:

  • General United States: 15 days
    • Indiana: 30 days
    • Washington (WA), Vermont (VT), Montana (MT), Missouri (MO), Kansas (KS), and Connecticut (CT): 21 days
  • Canada: 10 days
  • United Kingdom (England, Scotland, Wales, Northern Ireland): 14 days
  • European Union (Including Austria, Belgium, Denmark, France, Germany, Ireland, Italy, Norway, Portugal, Spain, Sweden, Netherlands, Malta): 14 days
  • Australia: 14 days
  • New Zealand: 14 days

It is crucial to read the policy wording thoroughly. This document contains all the necessary details about the cooling-off period and other terms of your insurance. Understanding this will help you know your rights and how to proceed should you decide to cancel your policy within this timeframe.